We are a consumer finance company operating in the Panama, Colombia and the Caribbean. We offer unsecured personal loans and related credit insurance products to individuals who may have limited access to consumer credit from banks and other traditional lenders or who prefer to transact with us due to our service, flexible terms and convenience. Our business, which was established in the Netherlands Antilles in 1979, currently provides credit to more than 125,000 active accounts through our network of 70 stores. We operate under our well established brands "Corporación El Sol" in Panama, ‘‘Island Finance’’ in Curaçao, Trinidad & Tobago, Aruba, St. Maarten, Bonaire, CommoLoCo ” in Puerto Rico and our most recent operation expansion, “Dando” in Colombia.