Charity Bank is a UK-based ethical savings and loans bank dedicated to using money for good. The bank provides loans to charities, social enterprises, and organizations with charitable purposes, leveraging the funds entrusted by its savers. Operating within the financial services sector, Charity Bank serves clients who are committed to creating lasting social change in their communities. The bank's business model revolves around attracting deposits from individuals and institutions who seek ethical investment opportunities. These deposits are then used to provide loans to organizations that generate positive social impact. Charity Bank makes money through the interest charged on these loans and the fees associated with its financial services. The bank's operations are underpinned by a strong commitment to transparency, community development, and ethical banking practices.

Keywords: ethical banking, charity loans, social enterprises, community development, impact financing, UK financial services, ethical savings, social impact, charitable organizations, financial inclusion.