Cogni is a digital banking platform designed to enhance the financial management experience for its users. The company provides a variety of innovative financial services, including single-use cards that protect against unwanted charges from hacked cards or forgotten subscriptions. Users can also quickly replace or freeze their cards if they are lost, stolen, or fraudulently used, and dispute unrecognized transactions directly within the app. Cogni's platform supports seamless check deposits by allowing users to deposit checks through a photo taken with the app, eliminating the need for deposit slips or bank lines. Additionally, the service is compatible with third-party payment services like Apple Pay, Google Pay, Samsung Pay, Venmo, PayPal, and Square, making it versatile for various payment needs. Cogni partners with top brands to create curated experiences and offers, catering to the rising generation's lifestyle and financial needs. The business operates in the digital banking market, primarily serving tech-savvy individuals looking for a modern, efficient way to manage their finances. Cogni generates revenue through partnerships with brands and potentially through fees associated with certain transactions or premium services.

Keywords: digital banking, single-use cards, transaction disputes, check deposits, financial management, third-party payments, brand partnerships, tech-savvy, modern banking, curated experiences.