Zingo is a financial technology startup focused on helping individuals improve their credit scores by leveraging their monthly rent payments. Operating in the personal finance market, Zingo serves renters who are looking to build or enhance their credit profiles without changing their existing payment habits. The business model is subscription-based, charging users $8.95 per month for its service. Zingo captures and reports rent payments in real-time, using bank-strength 128-bit encryption to ensure data privacy and security. The service is designed to be user-friendly, requiring only a simple profile setup that takes about five minutes. Clients typically see an average credit score increase of 40 points within 30 days. By making rent payments count towards credit scores, Zingo provides a straightforward and effective way for renters to achieve better credit and, consequently, a better life.

Keywords: credit score, rent payments, financial technology, personal finance, data security, subscription service, real-time reporting, user-friendly, credit improvement, fintech.