Fiat24 is a blockchain-based payment platform designed to serve both retail users and merchant clients. Operating in the financial technology sector, Fiat24 leverages Distributed Ledger Technology (DLT) to ensure transparent, trackable, and secure transactions. The platform allows users to manage their assets in their own wallets, providing 24/7 tracking and mitigating operational risks. Fiat24 connects directly to major exchange platforms worldwide, offering the best execution possibilities for currency exchanges. The business model includes a 0.55% commission for each incoming payment, while tourist clients enjoy free services with no hidden costs. Fiat24 supports peer-to-peer payments, traditional wire transfers via SEPA or SWIFT, and plans to activate Bitcoin top-up functions. The platform is designed to extend the payment universe, cross barriers, and save on overhead costs, making it an attractive option for both individual users and businesses looking for efficient payment solutions.

Keywords: blockchain, payment platform, DLT, transparency, retail users, merchants, secure transactions, peer-to-peer, SEPA, SWIFT.