Harbor Community Bank, now part of South State Bank, offers a comprehensive range of banking services tailored to meet the needs of individuals, small businesses, and corporate clients. Operating primarily in Florida, Georgia, and Alabama, the bank provides a variety of financial products including personal banking, commercial lending, and correspondent banking services. The bank's business model focuses on leveraging its regional presence to deliver world-class products while maintaining a local touch through decentralized decision-making. This approach ensures that clients receive personalized service and quick responses to their financial needs. Revenue is generated through interest on loans, fees for banking services, and other financial products. The bank serves a diverse client base, from individual account holders to middle-market business owners and executives, offering them innovative solutions to manage their finances effectively. With a strong emphasis on customer satisfaction and a track record of successful growth and acquisitions, Harbor Community Bank has established itself as a reliable financial partner in its markets.

Keywords: personal banking, commercial lending, correspondent banking, Florida, Georgia, Alabama, local decision-making, financial products, customer satisfaction, middle-market businesses, regional bank.