Zinobe is a fintech company that creates and operates digital financial services tailored for the Latin American market. The company provides consumer credit solutions, with a strong presence in Colombia, and offers specialized credit products for small and medium-sized enterprises (SMEs) in Mexico. Zinobe's business model focuses on leveraging technology to make financial products easily accessible, user-friendly, and efficient. The company generates revenue through interest and fees associated with its credit products. Zinobe serves a diverse clientele, including individual consumers and SMEs, aiming to bridge the gap in financial inclusion in the region. The company also collaborates with governmental bodies to provide financial solutions in response to crises, such as the Covid-19 pandemic.

Keywords: fintech, digital finance, consumer credit, SME loans, Latin America, Colombia, Mexico, financial inclusion, technology-driven, agile solutions.